Terms and Conditions

1. Acceptance of Terms

By accessing or using the services provided by Family Values Insurance Agency ("we", "us", or "our"), you agree to be bound by these Terms and Conditions.

2. Services Offered

We offer insurance services including life, health, property, and casualty products, as well as educational and recruitment resources for licensed agents in the United States.

3. User Responsibilities

• You must be at least 18 years old to use our services.
• You agree not to misuse or disrupt our systems or impersonate others.
• All information submitted must be accurate and truthful.

4. Intellectual Property

All website content including logos, text, and graphics are the property of Family Values Insurance Agency and may not be reproduced without permission.

5. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages resulting from the use or inability to use our services.

6. Termination

We reserve the right to terminate or suspend access to our services at any time, without notice, for conduct that violates these Terms.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States.

8. Contact Information

If you have questions about these Terms, contact us at fvinsuranceagency@gmail.com.